Connecticut State Exemption List
Federal and State Exemptions Allowed
In the state of Connecticut, you can choose either the federal bankruptcy exemption list or the State of Connecticut Bankruptcy Exemption List. There may be certain federal supplemental exemptions you can use if you choose the Connecticut Bankruptcy Exemption List. All exemptions should be discussed with your Connecticut Bankruptcy Attorney.
Connecticut has created bankruptcy exemptions to allow you to maintain enough public benefits, wages, personal property and insurance to start over after filing bankruptcy in Connecticut. There may be certain residency requirements to use the State of Connecticut Bankruptcy Exemption List.
The following table will outline the Connecticut Bankruptcy Exemptions. Some of your property or assets may not have a matching exemption.
|
Exemptions
|
Exemption Amount
|
Statutes
|
| Homestead |
Real property, including mobile or manufactured home to $75,000 |
52-352b(t) |
| Insurance |
Disability benefits paid by association for its members |
52-352b(p) |
| |
Fraternal benefit society benefits |
38a-637 |
| |
Health or disability benefits |
52-352b(e) |
| |
Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors |
38a-454 |
| |
Life insurance proceeds or avails |
38a-453 |
| |
Un-matured life insurance policy loan value of $4,000 |
52-352b(s) |
| Miscellaneous |
Alimony, to extent wages exempt |
52-352b(n) |
| |
Child support |
52-352b(h) |
| |
Farm partnership animals and livestock feed reasonably required to run farm where at least 50% of partners are members of same family |
52-352d |
| |
Property of business partnership |
34-63 |
| Personal Property |
Appliances, food, clothing, furniture and bedding needed |
52-352b(a) |
| |
Burial plot |
52-352b(c) |
| |
Health aids needed |
52-352b(f) |
| |
Motor vehicle to $1,500 |
52-352b(j) |
| |
Proceeds for damaged exempt property |
52-352b(q) |
| |
Residential utility and security deposits for 1 residence |
52-352b(l) |
| Pensions |
ERISA-qualified benefits, to extent wages exempt (only payments being received) |
52-352b(m) |
| |
Municipal employees |
7-446 |
| |
Probate judges and employees |
45-29o |
| |
State employees |
5-171, 5-192w |
| |
Teachers |
10-183q |
| Public Benefits |
Aid to blind, aged, disabled, AFDC |
52-352b(d) |
| |
Crime victims’ compensation |
52-352b(o), 54-213 |
| |
Social security |
52-352b(g) |
| |
Unemployment compensation |
31-272(c), 52-352b(g) |
| |
Veterans’ benefits |
52-352b(g) |
| Wages |
Minimum 75% of earned but unpaid wages |
52-361a(f) |
| Wild Card |
$1,000 of any property |
52-352b(r) |
| Tools of Trade |
Arms, military equipment, uniforms, musical instruments of military personnel |
52-352b(I) |
| |
Tools, books, instruments and farm animals needed |
52-352b(b) |