What is FDCPA?

An Overview of the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a set of laws that were enacted by Congress in 1978. These laws are meant to protect the rights of consumers, as well as delineate what debt collectors cannot do in the pursuit of a debt. Specifically, this act exists to ensure that consumers are not being abused or harassed by the practices of unscrupulous debt collectors. The act forbids collectors from:

Contacting debtors at odd/inconvenient hours (traditionally described as before 8 am and after 9 pm)
Employing profane or abusive language when speaking with debtors
Contacting debtors at their place of work, after the debtor's employer has expressly asked for this not to occur
Threatening debtors with lawsuits, if no such suit is actually intended
Telling debtors that they have committed a crime, or threatening them with arrest/jail time
Contacting the debtor's friends or family to discuss their debt

If you are actively being harassed or abused by debt collectors, then you will want to contact a Price Law Group bankruptcy attorney as soon as possible. In addition to possibly helping you to get the abuse to stop, they can provide you with debt relief options that may eradicate your negative financial situation for good.

Bankruptcy Attorney in California, Nevada, Arizona and New York

Price Law Group provides comprehensive service to those who are struggling financially, be it in the form of bankruptcy help or filing legal action against abusive debt collectors. Our goal is to end the financial strain of our clients, and we work quickly and diligently in the pursuit of making that goal a reality. Contact our offices today if you are being harassed by unethical debt collectors. We will provide you with information and options that are designed to result in you returning to a happy, debt-free life.

If you are being harassed or abused by debt collectors who are violating the FDCPA, contact a Price Law Group Bankruptcy Lawyer right away for legal assistance.