Credit Repair Lawyer in California, Nevada, Arizona and New York

Credit Restoration after Bankruptcy

After your Chapter 7  or Chapter 13 bankruptcy has been discharged, the next step that needs to occur is the repair and restoration of your credit.  Many people do not know that The Fair Credit Reporting Act (FCRA) gives individuals the right to correct false or incorrect information on their credit reports.

Mistakes on credit reports are common and may result in you having to pay higher interest rates on your loans, credit cards or mortgage.  This can end up being very costly to you, to the tune of thousands of dollars each year.  The competent bankruptcy attorneys from Price Law Group are highly skilled in credit repair and restoration.  We will work to help you remove any misinformation and errors that appears on your credit report.

How a Credit Repair and Restoration Lawyer Can Help

You are the person who is ultimately responsible for the accuracy of your credit report.  The Fair Credit Reporting Act allows you to contact the three credit bureaus, Equifax, Experian and TransUnion, on your own to dispute any items on your credit report.  After your view your report, if there are any items that you consider to be inaccurate, misleading or incomplete, you may dispute it.  If the credit bureau is unable to verify an item on the report as being true, they are legally obligated to remove it.

Many individuals do not have the depth of understanding of the law in this area, the patience, or enough knowledge of the procedures that must be adhered to for this process to be completed correctly.  It typically takes from about 9 months to one year for your credit to be repaired.  We have helped over 100,000 people with their financial difficulties, including helping them to repair the information in their credit reports.  This has allowed them to pay lower interest rates and lower credit card bills.  We look forward to working with you to helping you repair your credit after bankruptcy.

Contact a Price Law Group Credit Repair Attorney today to discuss how we can help you restore your credit.