Huntington Beach California Chapter 7 and Chapter 13 Bankruptcy Attorneys

California bankruptcy attorneys at Price Law Group work with Huntington Beach California residents when they are looking to wipe away many of their outstanding debts through Chapter 7 or Chapter 13 bankruptcy. While declaring bankruptcy is a serious decision, it can be the right one if you are struggling to make ends meet and are living paycheck to paycheck.

For most California residents in Huntington Beach, there are two types of bankruptcies that you can apply for: Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, and we will review your financial situation and work with you to determine which type of bankruptcy is right for your situation.

Chapter 7 bankruptcy in Huntington Beach California may sometimes be referred to as “liquidation” or “straight bankruptcy”. You must qualify for this type of bankruptcy with the main qualification being that you earn less than the median income in your specific area. If you make the median income, or more than the median income, you may still qualify for Chapter 7 bankruptcy in Huntington beach through a means test that considers your disposable income.

Chapter 13 bankruptcy in Huntington Beach California, which is also referred to as “wage-earners” bankruptcy, allocates the majority of your income, less any monies set aside for mandatory payments such as car payment, house payment or rent, utilities, and other living expenses, towards paying off your unsecured debts which will be organized into one group. You will be placed on a repayment plan that spans 3 to 5 years depending on your financial situation and disposable income.

When you are ready to start fresh in your financial life by wiping away many of your outstanding debts, be sure to give us a call. We look forward to helping you stop living paycheck to paycheck! Call Price Law Group today and schedule your bankruptcy consultation with our Huntington Beach California bankruptcy attorneys

For more information call us at 866-210-1722 or fill out the form below.
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Price Law Group - Bankruptcy Attorney
Call Toll Free: 866.210.1722