Fair Debt Collection Practices Act
Bankruptcy Attorney Defends Against Creditor Harassment
The FDCPA is the federal Fair Debt Collections Practices Act. It protects
debtors against harassment by creditors and collection agencies spelling
out what collection agents may and may not do. If you are being called
incessantly, spoken to rudely or subjected to other abusive collection
tactics, you are urged to contact a
bankruptcy attorney for relief under the FDCPA.
Forbidden Collection Practices
The FDCPA prohibits a variety of collection practices. These include calling
late at night or early in the morning, speaking rudely, saying they are
a lawyer when they are not, making threats to sue or put you in jail,
talking to your neighbors, co-workers or boss about your debt situation
or putting a notice in the newspaper as to your failures to pay. Furthermore
once you notify a collection agency or creditor that you have an attorney,
they must communicate through the attorney. If you write them that you
no longer wish to speak them, they must also stop communication except
to provide important new information.
Bankruptcy Lawyer Takes Action with the FDCPA
We are Price Law Group, a nationwide bankruptcy firm dedicated to defending
clients against creditor harassment. When a client contacts us, we take
immediate action to stop the abuse. We contact the creditor or collection
agency and confront them with their violations of the FDCPA. We insist
they halt any contact with the client and direct any future communications
to us. Where their conduct has been outrageous, we also sue the creditor
for damages on our client's behalf.
This action will usually stop the abuse. If they persist however, we can
seek a court injunction against their behavior. Of course underlying a
creditor harassment situation is usually debt problem. We review the client's
financial situation, advise the client on options to become debt-free
and find out what the client wants to do. We then proceed to assist.
Contact a Bankruptcy Attorney at the firm for defense against creditor abuse.